Insurance Processing

Finding the right provider and right hearing aid is challenging enough on its own. Many insurance companies have been getting involved with hearing care programs through medical health insurances. Understanding insurances can be complicated when it is not something you process everyday. The team at EartoHear has developed this page to help shed some light about insurance coverages towards hearing aids. We accept most insurances and want you to make a educated decision when it comes to the best hearing care options for yourself. We will be sharing some scenarios where they are great benefits provided for hearing aids, and some scenarios where using insurance can actually cost more than our online pricing.

Who Are They?

Most of the time your insurance coverage is through a separate company that we call a 3rd party group. The names of these 3rd party groups are HearUSA, Nations Hearing, TruHearing, Hearing Care Solutions, United Healthcare Hearing, and Amplifon.

What Do They Do?

The 3rd Party groups are responsible for maintaining in-network providers or hearing aid clinics to process your benefits. They are also responsible for determining any out of pocket cost related to hearing aids and hearing testing, service appointment packages, warranty and payment processing 

What Does EartoHear Do?

EartoHear works with all of the groups listed above. We work with them to help schedule appointments for hearing test and consultations about coverage through these groups. If a patient uses their benefits to order or purchase through 3rd party groups we submit any paperwork necessary to order your new hearing aids and schedule a appointment for a fitting when they arrive at our office. We provide any follow up care included with the coverage.

How Much Do They Cover?

This is a very common question that we are asked, and honestly we truly don’t know until we have insurance information processed with all the details. One patients Medicare supplement plan can be entirely different than another. Utilizing our patient portal we can have all the information readily available for your appointment. Continue reading to see examples of pricing we see through various insurances.

Examples Of Coverage Through HearUSA

Coverage On Signia Pure Charge & Go 7AX

$ 2598 Out Of Pocket After Benefits
  • 2 Year Warranty
  • 1 Year Of Service Appointments
  • 45 Day Trial Period
  • 12 Month Financing

Coverage On Signia Pure Chareg & Go 7AX

$ 5400 Out Of Pocket After Benefits
  • 2 Year Warranty
  • 1 Year Of Service Appointments
  • 45 Day Trial Period
  • 12 Month Financing

The tables above are examples of pricing of the same product through two different patients of EartoHear. As you can see everything is very similar when it comes to warranty, financing, and services. The first example shows a great price through HearUSA. The second example can save $1202.00 by using Eartohear’s online pricing. See below the what Eartohear offers.

Example Of EartoHear Online Pricing

EartoHear Online Pricing For Signia Pure Charge & Go 7AX

No Insurance Coverage Applied
$ 4198 $175 Monthly
  • 3 Year Warranty
  • Life Time Follow Up Services
  • 30 Day Risk Free Trial
  • 24 Month Deferred Interest Financing



Example Of Coverage Through Nations Hearing

Coverage On Phonak Paradise Audeo 90

$ 3500 Out Of Pocket After Benefits
  • 3 Year Warranty
  • 3 Follow Ups $65.00 Per Appointment Afterwards
  • 60 Day Trial
  • 12 & 18 Month Financing.

Nations Hearing may have a lower upfront cost and more flexible trial periods and financing, but they limit their members to 3 follow up appointments. At EartoHear we find that patients need a professional cleaning periodically about every 3-4 months and a yearly update. This equates to about 3-4 appointments per year as long as there are not any other follow ups needed or repairs. If you intend to keep your hearing aids for 5 years, you could potentially spend an additional $780.00 in routine appointments making the total cost of your hearing aids $4280.00

Example Of EartoHear Online Pricing

EartoHear Online Pricing For Phonak Paradise Audeo P90

$ 4198 $175 Monthly
  • 3 Year Warranty
  • Life Time Follow Up Services
  • 30 Day Risk Free Trial
  • 24 Month Deferred Interest Financing